45+ lenders compared. Broker fees free to you.Servicing all areas of Australia. We compare 45+ lenders to find the loan that fits you — and our broker fees are free to you.
Comparing 45+ banks & lenders, including
Our Services
Our team of broker experts are here to educate our clients while providing an enjoyable experience from start to finish.
Learn More about Leading Home Loan ExpertsWith access to over 40 lenders, we will find a great rate for you. From home loans to investment loans, we're here to help.
Learn More about Investment LoansBuilding a home unique and specific to you and your family's needs definitely sounds exciting and rewarding.
Learn More about Construction LoansExplore cash-back offers and competitive interest rates when you refinance your home loan mortgage with us.
Learn More about Refinance LoansTrusted Company
We evaluate your situation and strategise accordingly — informing and guiding you at every step, in plain language.
We tailor-make plans, offer strategised solutions and find the best deals across our panel of banks and lenders.
We package your application, manage every professional involved, and keep you updated from start to finish.
Quick Estimate
Drag the slider for a quick estimate at 6.00% p.a. over 30 years — then let our brokers hunt down a sharper rate across 45+ lenders.
45+
Banks & lenders
Complimentary
Strategy Session
Why Us?
Because we know that you want your home loan goals to be accomplished smoothly and efficiently, however, struggle to manage the time and hard work required. This is what we are here for… We take pride in having a Hobart team of professionals who are enthusiastic enough to go the extra mile to your benefit.
Having a comprehensive knowledge of the housing market, loan products, and policies we pact with real estate agents, valuers, conveyancers, and every other professional involved in the process and keep you updated at every step.
2017
Since
400+
Issued Loans
45
Lenders
3,398+
Happy Clients
Recognition
25+ industry awards and nominations — including FBAA Finance Broker of the Year and Brokerage of the Year — from Australia's most respected broking bodies.
Videos
Derwent Finance
Derwent Finance started in Hobart in 2017 and now services clients in every state and territory from seven offices — Hobart, Launceston, Melbourne, Parramatta, Brisbane, Adelaide and Mandurah — plus phone and video appointments Australia-wide.
By assessing your loan requirements closely, we tailor-make plans, offer strategized solutions, and find the best deals. Being partners with a bunch of leading banks, lenders, insurance providers, and investment property researchers facilitates us to assist you in reaching your goals effectively.
That's how we ensure your application gets approved and runs smoothly from start to finish.
Blog
What People Say
When it came time to find the home loan that was ideal for my first house, we collaborated directly with Emmanuel. Always making it a point to ensure that we were happy, he went out of his way to make sure that we had all we need, including making regular checks in to ensure that any questions or concerns that we had been resolved. Derwent Finance has earned our highest commendation, without a doubt!
Marguerite James
Emmanuel is the definition of a seasoned expert. I was approved in no time, and the process moved at a fast pace. It doesn't matter what time of day it is; if I have a question for him, I can generally count on him to answer it immediately. He's also incredibly easy to get along with. Working with Derwent Finance mortgage advisor team was a highlight of my time, and I highly recommend them.
Dorothy Graham
The team at Derwent Finance have been excellent at every step of our home buying journey - from pre-purchase, to settlement and to checking in afterwards. They made it both an enjoyable and easy journey - no question was too much trouble, communication is exceptional & there is always someone available to speak with you. I would recommend them to any prospective clients with no hesitation.
Jamie
Super knowledgeable and helpful staff. They are busy but always made time for us. We had a number of close calls without the settlement of our first property but the team at Derwent Finance were always quick and prompt to resolve issues as they came up. Highly recommend.
Tony Bose
I highly recommend Riley May and his team from Derwent Finance. They provide excellent service that have exceeded my expectations. They are trustworthy, reliable, and knowledgeable. Thank you!
Israa Khaleel
FAQs
A Mortgage Broker acts on your behalf throughout the process of obtaining your home loan, investment loan, debt consolidation, and refinancing. Their primary role is to prepare your home loan application, present to you your options, submit your file to the lender, manage communication between the other professionals involved and the banks; as well as sign your papers, educate you, and be by your side from start to finish and beyond.
A mortgage broker acts on your behalf (like a real estate agent would when selling your house) to obtain finance for your home loan. They are the middleman between you and the bank. Their role includes educating you on home loans, preparing a pre-assessment, discussing your borrowing capacity and your bank options — with a large panel of 45 lenders to choose from. They package up your application, manage communication with the lender, negotiate, sign your documents with you and coordinate with the real estate agent and conveyancer for settlement. In short, a mortgage broker will save you a lot of time and stress.
The world is a busy place, and you are most likely a busy person. Home loans and mortgages are not a thing to rush — it takes a lot of time and understanding. Using a mortgage broker will save you a lot of time, potential stress, and money. A broker can compare many banks for your application, find which bank has the best products for your circumstances, the lowest interest rates and fees — saving you money in the long run.
While there is nothing necessarily wrong in choosing to walk into a lender directly and get a home loan, a mortgage broker does offer more options. They also have the ability to negotiate and often are more available on the phone and email.
In most cases, we will not charge you for our services upfront. Once you settle on your property your mortgage broker will receive a commission from the lender for giving them business. This will be discussed with your mortgage broker.
It depends on your personal circumstances, however as a rule of thumb a broker will generally need a form of ID (driver's licence or passport), evidence of income (payslips, NOA, employment letter, business financials, bank statements showing salary credits), and evidence of funds to complete (bank statements).
As brokers in most cases do not charge a fee for their services, mortgage brokers make their income through the commission they get paid when a client's home loan settles. The commission amount will be stated on your loan documents and depends on your loan scenario.
A mortgage broker simply can give you more value — from more flexibility with lenders to meeting times and the ability to negotiate. Over 70% of home loans are through mortgage brokers.
Derwent Finance has branded its office to be an approachable, fun, eye-catching, educational, professional and safe space for first home buyers and their families. We use simplified language, honesty, patience and the highest level of customer service. Every client at Derwent Finance has their very own customer service specialist looking after all communication from the first touch point through to settlement. Our team is made up of Mortgage Brokers, Customer Service Specialists, Lending Assessors and Settlements Officers — each involved in their own specialty area for an easy, streamlined process.
Our broker fees are free to you, so you are not out of pocket for our service. Click the Get Started button now.
