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Stamp Duty Calculator

Estimate the transfer (stamp) duty on your purchase by state. Duty is often the biggest upfront cost after your deposit — and first home buyer concessions can reduce or eliminate it entirely, so check your eligibility with us.

$600,000
$100k$3M

Estimated TAS stamp duty

$22,498

Property price$600,000
Duty as % of price3.75%
Price + duty$622,498

Approximate standard owner-occupier rates. Excludes concessions, exemptions, surcharges and registration fees. First home buyers often pay far less - ask us.

FAQs

Good to know

When is stamp duty paid?

Generally at or shortly after settlement, with exact deadlines varying by state. Your conveyancer arranges payment; your loan and savings need to cover it alongside the deposit.

Do first home buyers pay stamp duty?

Every state offers exemptions or concessions for eligible first home buyers under price thresholds — many pay nothing at all. This calculator shows standard rates; ask us about your concession eligibility.

Can stamp duty be added to my home loan?

Not directly — duty is an upfront cost paid from your funds. Your deposit needs to cover it, though guarantor structures can sometimes fund purchase costs within the loan.

Why does this show an estimate only?

Rates and thresholds change, and surcharges (foreign buyers, investment nuances) or concessions may apply to you. Your conveyancer confirms the exact figure — this gets you planning-close.

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